Zero Down • 100% Financing • No re Payments for six months
Save thousands with in-house funding! United Built Homes may be the ONLY on-your-site builder in the area that provides real financing that is in-house. Which means you may be in the new, custom built house without investing anything in up-front closing expenses.
Some loan providers charge as much as $10,000 in up-front closing expenses for a $150,000 house:
You can find often no expenses that are out-of-pocket you finance with United Built Homes. You are practically home free!
This chart is actually for instance just; real figures will change dependent on loan quantity as well as other facets.
United Built Homes typically doesn’t charge origination fees. An origination fee may be included on their United Built loan for customers requiring a land payoff.
The most truly effective Four Methods For Good Credit
1. Preserve a wholesome Credit Score
Spend your bills on time, lower your financial obligation balances, while making certain your credit file is error-free.
Concerned about your credit? A reality for you at United Built Homes, we try to make home ownership. Each customer’s funding situation is individually examined by our finance group. Because we don’t make use of automated underwriting techniques, we are able to think about extra facets to simply help discover a way to invest in the new house.
2. Keep A Decreased Debt-to-Income Ratio
Your debt-to-income ratio can be your amount that is total of when compared with your earnings. Always check your debt-to-income ratio now. The reduced the ratio, the greater. Car and truck loans, figuratively speaking, and credit card balances could be contributors that are huge the debt load. Attempt to reduce balances and give a wide berth to making big acquisitions, such as for example a car that is new prior to you you will need to fund your brand-new home.